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Area Manager

5.00 to 10.00 Years   Bangalore   27 Mar, 2023
ALK Staffing Solutions Pvt Ltd
Job LocationBangalore
EducationNot Mentioned
SalaryRs 7 - 12 Lakh/Yr
IndustryBanking / Financial Services
Functional AreaSales / BD
EmploymentTypeFull-time

Job Description

    Bandhan Bank:-Bandhan was set up in 2001 as a not-for-profit entity with the objective of financial inclusion and women empowerment through sustainable livelihood creation. It started its microfinance operations from Bagnan, a small village, about 60 km from Kolkata. The model followed for delivery of microfinance services was individual lending through group formation. Bandhan focused on serving under banked and under penetrated markets.In 2006, Bandhan acquired a Non-Banking Financial Company (NBFC) and created Bandhan Financial Services Private Limited (BFSPL) to scale up its microfinance activities. In 2010, it became the largest microfinance institution (MFI) in the countryIn April 2014, Bandhan received an in-principle approval from the Reserve Bank of India (RBI). On June 17, 2015, RBI granted the banking licence to Bandhan, making it the first-ever microfinance institution to become a universal bank in India.Bandhan Bank commenced operations on August 23, 2015. The then Union Finance Minister, Late Shri Arun Jaitley, inaugurated the Bank in Kolkata.[9] Its public shareholders then included International Finance Corporation; Caladium Investment Pvt Ltd (the sovereign wealth fund of Singapore, an arm of GIC); and Small Industries Development Bank of India (SIDBI).On 27 March 2018, Bandhan Bank was listed on the bourses and became the 8th largest bank in India by market capital, on the day of listing itself.Job Role and Responsibilities:Role: Area Manager (Management Trainee) Department: Micro-BankingResponsibilities: The responsibilities of an Area Manager include Business Development and Operations.Area Manager controls an area which comprises of 5-7 DSCs with each DSC having a DSC Manager and multiple Doorstep Banking Otficers (DB0s).Business Development: setling perlormance targets (No, of Borrowers, Loan Disbursement, Loan Recovery etc.) for all DSCs in thearea. Ensuring that all Oscs achieve their targetFrequenty visit the lield, interact with customers, ensure high customer salislactionCanduet surveys to dentily oppor tunities lor expansion cdtueate the stall and customers on various products and policies ol the bank Ensure or-time repayment ol weekly instalments by customersEnsture praper ler verifieation tates place so that loans do Hot-turn tnta NPAs (Non Performing Assets)Motivale and guidethe stall, resolve stall queries and issuesOperations and CompliancePaysealy moniter each 0sC taice a monti, ensure compliance to Gank srules and regulatiars With proper suple vision and cont ol, prevent any Irauds or (inancial misappropriations.Enguring timely traitig and devetapment of al statl both on the job and serding staf to trainings conducted by Learning and Developrnent depar tmen

Keyskills :
team leadingteam handling

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