Credit risk Associate

Job Description

Greetings from CareerNet Technologies.!!We have an excellent opportunity with one of our BFSI client for Credit risk Associate position at Bangalore location.Interested candidates can share their resume to below email idshambavi.chimpiraiah@careernet.co.inJob summary:Department Overview:Corporate Risk is a key component of WFIP. Consumer Credit Risk team within Corporate Risk brings a Team Member-based approach to the international talent pool focusing on analytical requirements. It encompasses roles that deliver insights and analysis based on skills, experience and judgment. Team Members exercise this judgment under general direction versus rule-driven processing. Processes and services performed in this area tend to be based on skills, domain knowledge and intellectual capability.About The Role:It starts with you. We must attract, develop, retain and motivate the most talented people - those who care and who work together as partners across business units and functions. We value and promote diversity and inclusion in every aspect of our business and at every level of our organization.Responsibilities may include (but are not limited to):We are looking for an experienced Risk consultant for the Consumer Credit Risk team. Responsibilities for this position will include, but not be limited to, the following: Develop, maintain, and enhance the complex programming to extract retro data to support LOB strategy and CoE model development and analysis Produce production of monthly, quarterly, and annual performance reports for senior management; review and analyze trends in current population distributions Perform complex data analysis to support data quality, data integrity control and provide analytical support to the user acceptance and implementation testing or coordination Provide research and process support for data lineage development and maintenance from CARE to its provisioning points Monitor CARE data usage at provisioning points and support data usage research along with managing data permission, pre-load data validation review, reconciliation and safety monitoring Provide access management related research support to address Deposit Data Governance requirement Provide work direction to lower level analyst/consultants Manage large scale cross functional/cross business unit projects and regulatory responsesEssential Qualifications: Over all experience around 5+ years in similar role with at least 3 years of unsecured lending experience in reporting or analytic functions Bachelors degree or higher in a quantitative fields such as applied mathematics, statistics, engineering, finance, economics, econometrics or computer sciences Strong analytical skills with high attention to detail and accuracy Expertise in Excel, SAS, SAS macros & SQL, including Business Intelligence (BI) tools such as Tableau or SAS Visual Analytics Experience with Python ,Tableau, JIRA, Ab Initio data quality or Metadata tool, SAS Visual Analytics, GitHub a plus Knowledge and understanding of databases, and 2+ year of experience working with large files and Teradata environment databases Ability to prioritize work, meet deadlines, achieve goals, and work under pressure in a dynamic and complex environment Good verbal, written, and interpersonal communication skills Ability to develop partnerships and collaborate with other business and functional areas Experience determining root cause analysis and change management processes Good understanding of data management discipline and experience working with other data management, reporting and query tools A credit risk management analyst with at least 5 years of increasing responsibility within consumer lending Advanced degree in Statistics/Finance/Engineering/other quantitative disciplines Understanding of bank regulatory data sets and other industry data sources Proficiency in Advanced SAS,SAS macros and SQL; Tableau or BI/automation tools Having good working knowledge in Unix environment and knowledge of handling data in Teradata/SQL Demonstrated excellence at developing sound credit processes and enhancing existing processes,

Keyskills :
root cause analysiscredit risk managementsource system analysisstrong analytical skillssas visual analyticsab initiosas macrosroot causecredit risktalent pooldata qualitydata analysisdata integritycorporate riskbusiness unitsrisk management