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RM-Infrastruce Finance

2.00 to 7.00 Years   Chandigarh   26 Dec, 2023
BOYEN HADDIN CONSULTING AND TECHNOLOGY PRIVATE LIMITED
Job LocationChandigarh
EducationNot Mentioned
SalaryRs 7 - 14 Lakh/Yr
IndustryBFSI
Functional AreaSales / BD
EmploymentTypeFull-time

Job Description

    #Infrastructure Finance #Banking #BFSI Sales #Corporate BankingJob Title : Relationship ManagerDepartment : Infrastructure Finance GroupSupervisory - No- To Achieve over all business targets on volumes and profitability for the specific ECG customers.- Wallet share identification and scoping of all accounts - existing and potential NTB customers- Scope for possible product penetration and provide strategy on the specific accounts.- RMs should be on regular client calls for both existing and prospective clients. These calls should be done in a structured manner either individually or with support groups, branches or supervisors.- Call should be updated in the CRM systems for future guidance and monitoring of accounts and also to assign tasks & leads to other departments.- Monthly review to be done with various product groups and supervisors who support the RM portfolio (plan Vs achievement ) and other cross function teams to ensure better product penetration.- Relationship building with both internal and external customer of the RM. Client satisfaction and taking care of all banking needs of the customer.- Ensure that all the management guidance is properly adhered to for effective management guidance implementation.- KYC / AML tracking of the customers handled by the RM- All documentation formalities to be done for effective pre and post disbursement of facilities or banking products.- Tracking of defferals and updation of all information as per RBI and credit regulations on the specific accounts. Management of deferrals/ pre and post documentation formalities.- Cross sell of all products of the Bank and be the front face of the bank for all products.- To keep a check on the performance of accounts and overall portfolio.- Credit appraisal process to be done timely - Recommendation of Credit Limits- Portfolio review and remedial management - includes managing exits, line reductions, recovery and restructuring of exposures. Management of stress and critical accounts.- Improvement on yield for the Bank so that the Portfolio has a strong Return on capital - RM portfolio level.- Team management - working as a team and do act as support to other team members when required. In line with Banks initiatives of growth.- Communicate all pain areas of the customer so that support functions help in resolving the same through process improvement / TAT for higher product share.- Keep a track on Performance, variance with budgets and plans to meet shortfall for his / her own portfolio.

Keyskills :
working capitalsales

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