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We are Hiring - Associate-Lending Operations

1.00 to 3.00 Years   Chennai   28 Jul, 2022
Job LocationChennai
EducationNot Mentioned
SalaryNot Disclosed
IndustryIT - Software
Functional AreaGeneral / Other Software
EmploymentTypeFull-time

Job Description

    Skill required: Lending Operations - Underwriting Designation: Associate Job Location: Chennai Qualifications: BCom Years of Experience: 1-3 years About Accenture Accenture is a global professional services company with leading capabilities in digital, cloud and security. Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Technology and Operations services, and Accenture Song all powered by the world s largest network of Advanced Technology and Intelligent Operations centers. Our 699,000 people deliver on the promise of technology and human ingenuity every day, serving clients in more than 120 countries. We embrace the power of change to create value and shared success for our clients, people, shareholders, partners and communities.Visit us at www.accenture.com What would you do You will be aligned to our Financial Services, Banking, Insurance, and Capital Market vertical which is focused on helping clients with their operations & investment portfolios.You will be working as a part of the Lending Operations team which prepares retail credit proposals, conducts pre-analysis, do dupe checks, data entry, customer point verifications (CPV), and review income documents in line with the client credit policy, procedures, and turnaround times.The Underwriting team focuses on raising investment capital from investors on behalf of corporations and governments that are issuing either equity or debt securities. The role requires a good understanding of credit analysis, creditworthiness, credit underwriting, credit appraisal memo, commercial lending, financial analysis, asset evaluation, and income calculation. The role may also need expertise around residential underwriting, mortgage underwriting, government-sponsored loans, and pre-purchase review. What are we looking for We are looking for individuals who have the following skillset:
    • Financial Statement Analysis
    • Financial Analysis
    • Corporate banking /Wholesale banking
    • Financial Planning and Analysis
    • Adaptable and flexible
    • Problem-solving skills
    • Detail orientation
    Roles and Responsibilities
    • In this role, you are required to solve routine problems, largely through precedent and referral to general guidelines
    • Your expected interactions are within your team and direct supervisor
    • You will be provided detailed to a moderate level of instruction on daily work tasks and detailed instruction on new assignments and the decisions that you make that would impact your work
    • You will need to be well versed with basic statistics and terms involved in the day to day business and use it while discussing with stakeholders
    • You will be required to help in the overall teams workload by managing your deliverables and help the team when required
    • You will be an individual contributor as a part of a team, with a predetermined focused scope of work.
    Please note this role may require you to work in rotational shifts.,

Keyskills :
retail creditdata entrycapital marketcredit analysishelping clientscredit policy

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