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Credit Manager

3.00 to 8.00 Years   Jodhpur   07 May, 2023
Job Circle Hiring For NBFC
Job LocationJodhpur
EducationNot Mentioned
SalaryRs 2.0 - 5 Lakh/Yr
IndustryNBFC ( Non Banking Financial Services )
Functional AreaOperations Management / Process Analysis
EmploymentTypeFull-time

Job Description

    Greetings,We have opening for Credit Manager- LAPJob Role
    • Engagement with the leadership team in refining overall underwriting framework.
    • Manage a team of credit and risk professionals.
    • Responsible for Assessment of Loan Proposals in Line with the Credit Policy of the Company.
    • Ensuring underwriting quality and specified turnaround time.
    • Engaging with internal and external vendors and relevant authorities for loan approvals.
    • Support business and operations team in closing any other activities related to closure of loan proposals.
    • Ensuring all compliance, documentation and other reporting requirements
    • Monitor portfolio quality and underlying industry trends and control delinquency levels.
    • NACL is looking for a credit manager for its finance business. The person will be responsible for analysing the customer credit profile including financials and cash flow analysis for both salaried & self-employed segments, conducting personal discussions and underwrite / sanction the case.
    Eligibility Criteria
    • 3 - 4 years of relevant experience in Credit underwriting Retail Asset
    • Banking products, services and operations (preferably in private sector, HL & LAP/SME) Deep experience & understanding of retail financial services across NBFCs, banking.
    • Prefer an MBA in Finance / Postgraduate / Graduate.
    • Strong understanding of retail credit operations of NBFCs focusing on small ticket loans of INR 10k to 15 Lakh segment
    • Proven experience in assessing Self Employed and Salaried individuals for unsecured loans
    • Strong interpersonal and effective communication skills (both written and verbal).
    • Ability to stretch oneself and work under pressure, handle multiple projects simultaneously, and meet deadlines.
    • CTC 3L to 6L.
    • Location: Vilupuram, Dudigul, Madurai, Bharuch, jamnagar, Kharadi, Warangal, Jodhpur.
    Interested candidates share Resume (hidden_email)

Keyskills :
credit underwritingcashflow projectioncredit managementretail assetslapsmall tickit loannbfc

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