Cash Product Head

Job Description

* Role Responsibilities This is a Cash Product Head for Indonesia Cash Management Function. Includes end to end responsibilities on driving P&L, new product rollouts, Commercialisation and marketing efforts.To formulate Cash strategy together with Regional Cash Head and TB Head, both in-country and in the network and execute such strategy effectively by driving/working with a multi-functional regional team, including: digital solutioning, treasury advisory; origination and transactional sales (all client segments); client delivery, account management and client service; product management. This role has supervisory responsibilities and therefore the Bank s supervisory principles must be followedStrategy
• Formulate, execute and manage Cash strategy in the country, adapting as required for Regional / Local needs.
• Provide input to Country TB Head and Regional Cash Head, in refining and developing strategy and enhancing products.
• Drive Segment development strategies with coverage team and other relevant units to maximise product penetration.
• Work with ITO in developing and delivering the Target Operating Model which will optimise delivery of the strategy.
• Ensure delivery of Bank s conduct agenda throughout business.
Business
• Accountable for Country performance of the Cash business including revenue and costs, as well as liabilities.
• Accountable for the management of country functional teams to achieve specific targets.
• Responsible for the direct management of the Cash Sales/Product/Implementation team to ensure their delivery of functional financial targets.
• Manage the delivery of Cash strategies for the country, including investment, appropriate governance and oversight.
• Represent the Cash business at ALCO as and when assigned by country TB head.
• Establish and maintain framework to ensure functions in Country Cash business comply with internal policies, procedures, codes and applicable external laws and regulations.
• Build market profile for the Bank and Cash business through development and delivery of country Marketing strategies.
• Own and develop portfolio of major client relationships [Sales led role].
• Act as the key end to end focal point for Cash performance, liaising as required with Coverage, FM, and ITO within country, and globally as appropriate.
Process Governance
• Own all the Cash processes allocated in the Country as part of the Group s process universe.
• Accountable to risk control owners and/or Group policy owners for the implementation of policies and control standards set by them, ensuring compliance, and operating within risk tolerance and risk appetite.
• Responsible for management of the processes supporting the Cash business (in line with the Group s process universe as set out in the Group Operational Risk Framework for the country) and associated risks including activities which are carried out by other businesses or functions or which are hubbed or outsourced.
People and Talent
• Responsible for recruiting and managing staff in Cash business in line with Target Operating Model.
• Provide effective leadership across Cash business to promote sustainable high quality business performance.
• Lead a top team capable of ensuring delivery of the Cash business short and longer-term objectives through:
• Coaching, guidance, and management of the team to ensure they deliver against the financial, non-financial and risk / control objectives.
• Identifying and addressing the top issues / opportunities for performance improvement across the team.
• Driving an environment of collaboration, both within the team and across the wider Group, to ensure issues are raised and blockages are resolved in a timely manner.
• Developing succession plans that identify gaps in bench-strength; subsequently implementing action plans to ensure ready-now talent is available.
• Responsible for this agenda for the Sales/Product / Implementation team specifically.
• Be a role model of the Value Behaviours and culture in the country.
Risk Management
• Take the initiative regarding regulatory, reputational and ethical matters, taking the initiative for providing proactive advice to clients as identified. Coach and manage the team in these matters and ensure they are adequately trained in and cognisant of regulatory, reputational and ethical risks.
• Embed the Group s value behaviours and code of conduct and develop a robust culture to ensure that adherence with the highest standards of ethics, and compliance with relevant policies, processes and regulations among team members.
• Ensure that Risk Management matters that are brought to the job holder s attention are subject to direct remedial action and/or ensure adequate escalation to Regional / Country Heads and Group/governance committees, as appropriate.
Governance
• Responsible for assessing the effectiveness of the Group s arrangements to deliver effective governance, oversight and controls in the business and, if necessary, oversee changes in these areas.
• Awareness and understanding of the regulatory framework, in which the Group operates, and the regulatory requirements and expectations relevant to the role.
• Responsible for delivering effective governance ; capability to challenge fellow executives effectively; and willingness to work with any local regulators in an open and cooperative manner.
Regulatory and Business Conduct
• Display exemplary conduct and live by the Group s Value Behaviours and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Lead the team to achieve the outcomes set out in the Bank s Conduct Principles: [Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment.]*
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
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Keyskills :
salesmarketingbusiness developmentfinanceretailcode of conductkeeping things simpleprinter fleet managementrole modelfocal pointrisk controlgroup policyhuman skills