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Product Head, Mortgages Loans

5.00 to 8.00 Years   Mumbai City   12 Jan, 2021
Standard Chartered Bank Ltd
Job LocationMumbai City
EducationNot Mentioned
SalaryNot Disclosed
IndustryBanking / Financial Services
Functional AreaSBU Head / CEO / Director
EmploymentTypeFull-time

Job Description

*About Standard Chartered We are a leading international bank focused on helping people and companies prosper across Asia, Africa and the Middle East.To us, good performance is about much more than turning a profit. Its about showing how you embody our valued behaviours - do the right thing, better together and never settle - as well as our brand promise, Here for good.Were committed to promoting equality in the workplace and creating an inclusive and flexible culture - one where everyone can realise their full potential and make a positive contribution to our organisation. This in turn helps us to provide better support to our broad client base.KEY RESPONSIBILITIES:

  • Manage Product Level P&L for Mortgage loans
  • Drive Key business levers Rates / Fees / Product Mix / Profile Mix
  • Drive business through campaigns, schemes, Offers, contests, distribution initiatives etc.
  • Optimise processes & drive automation/digitisation. Take up initiatives for Cost abatement.
  • Evaluate Upsell and Cross Sell / Bundling prospects
  • Manage Client Retention through value added offerings
  • Manage various Product Level Circulars Pricing Policy
  • Handle OR, GIA and external auditors from time to time.
  • Represent SCB with Non Bank Financial Institutions to explore securitization prospects.
  • Ensure Portfolio Securitization from Financial Institutions as per the SCB Mortgage Corporate Plan
  • Create and drive revenue through profitable Securitisation deals
  • Ensure the desired Discipline is maintained post onboarding
KEY SKILLSETS:Functional Skill Sets:
  • Knowledge of mortgages (Secured Loans)
  • Acquainted with Term Loans
  • Knowledge of SCB Systems
Soft Skills:
  • Ability to manage Dependencies
  • Working with Teams
  • Persistence
  • Good Communication skills Written and Verbal
  • Good knowledge of MS Office
Apply now to join the Bank for those with big career ambitions.To view information on our benefits including our flexible working please visit our career pages . We welcome conversations on flexible working.,

Keyskills :
salesmarketingbusiness developmentfinanceretailproduct mixclient retentioncommunication skillsfinancial institutionsturnbrandvisitoffersbusinessbenefitsbundlingcontestsequalityretentionportfolio

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