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Product Specialist

2.00 to 4.00 Years   Mumbai City   16 Jun, 2021
Standard Chartered Bank Ltd
Job LocationMumbai City
EducationNot Mentioned
SalaryNot Disclosed
IndustryBanking / Financial Services
Functional AreaFinance / Accounts / Tax,Sales / BD
EmploymentTypeFull-time

Job Description

*About Standard Chartered We are a leading international bank focused on helping people and companies prosper across Asia, Africa and the Middle East.To us, good performance is about much more than turning a profit. Its about showing how you embody our valued behaviours - do the right thing, better together and never settle - as well as our brand promise, Here for good.Were committed to promoting equality in the workplace and creating an inclusive and flexible culture - one where everyone can realise their full potential and make a positive contribution to our organisation. This in turn helps us to provide better support to our broad client base.The Role ResponsibilitiesStrategyReporting to Cluster head, the position is responsible for managing the sale of Life Insurance products to the clientele of the Bank across channels and all cities in that region with special focus on the analysis and satisfaction of these Customers financial as well as Insurance needs and objectives.Business

  • Generate new business to achieve defined sales and revenue targets.
  • Keeping In and out knowledge of the products being sold by him.
  • Create proper comparison of the similar products in other companies.
  • Create and manage an effective Sales Tracker to measure and manage their activity levels.
  • Continuously improve the quality of sale and key sales ratios by attending the trainings arranged for them, if required.
  • Providing timely MIS as required relating to the various aspects of the business-Applied, business lead generation, Issued business, product mix, lapsation etc
  • Conduct a credit report on customers to find out what sort of insurance rates they can be given, explain to customers what sort of coverage they are getting, and what kind of monetary values the insurance company will payout in the event of damage to the insured.
  • Ensuring complete customer satisfaction starting from the first payment of premium till the claim management.
  • Liasoning with Insurance Company s representatives on a regular basis.
  • Ensure timely and accurate compliance to all statutory requirements. To check if all the required documents and forms are in place, wherever applicable.
People and Talent
  • Minimum Qualification should be graduation.
  • Experience in Sales and relationship management.
  • Experience in handling similar role in financial industry would be an advantage but not a pre-requisite.
  • Strong communication and negotiation skills with the ability to influence customers.
  • Strong orientation towards internal customer satisfaction and servicing.
  • Level of the individual has high dependency on technical ability and personal effectiveness.
  • Candidate should be IRDA certified before commencing servicing / closure of leads.
Regulatory & Business Conduct
  • Display exemplary conduct and live by the Group s Values and Code of Conduct.
  • Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
  • Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.
QUALIFICATIONS:
  • Minimum Qualification should be graduation.
  • Candidate should be IRDA certified before commencing servicing / closure of leads.
Apply now to join the Bank for those with big career ambitions.To view information on our benefits including our flexible working please visit our career pages . We welcome conversations on flexible working.,

Keyskills :
salesmarketingcustomer relationsproduct mixnew businesslife insuranceirda certifiedlead generationtechnical abilitynegotiation skillscustomer satisfaction

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