Senior Manager, Digital Banking,

Job Description

*About Standard Chartered We are a leading international bank focused on helping people and companies prosper across Asia, Africa and the Middle East. To us, good performance is about much more than turning a profit. Its about showing how you embody our valued behaviours - do the right thing, better together and never settle - as well as our brand promise, Here for good. Were committed to promoting equality in the workplace and creating an inclusive and flexible culture - one where everyone can realise their full potential and make a positive contribution to our organisation. This in turn helps us to provide better support to our broad client base.The Role ResponsibilitiesPhoenix COE is being created in GBS to support Phoenix entity. It handles a wide spectrum of activities to support Risk Reporting teams.Risk Reporting

• The team manages Risk reporting requirement, it prepare reports for internal management and supports external & regulatory reporting.
• Internal Management reports includes, Priority reports, Risk Information Reports, Risk Committee Reports and Packs and Portfolio quality review packs.
• External Reporting includes Regulatory reporting. Also, the team supports data requirement for external agencies like the Credit Bureau.
• And the team is also responsible for performing data quality assurances and other risk related operational activities

Strategy

• Ensure timely and accurate delivery of reports and information for Phoenix to make appropriate decision related to Risk Management

Business

• Help the team to pursue the strategic intent and agenda for Phoenix Risk function

Key Responsibilities

• Manage the generation and delivery of periodic Risk reports accurately and timely
• Prepare datasets by extracting data from systems & collate manual files from other teams/units.
• Responsible for reviewing data and obtaining comments/explanation in case of any significant data movements
• Develop understanding of relevant policies/Standards & Regulatory circulations
• Manage and resolve query on data/reports and definitions
• Responsible to execute changes/enhancements and handle Ad hoc requirements.
• Ensure quality processing and adherence to all key controls and checks.
• Ensure all necessary trainings (on-the-job or classroom) are completed.
• Compliance with all relevant policies and procedure, guidelines, rules & regulations.
• Proper documentations like BIA, BCP, BID, Migration Checklists, SLAs, Recharge Documents, DOI, Change Templates etc. needs to be documented appropriately.
• Ensuring that proper backups are being arranged for critical reports.
• Participate in key projects including BCBS 239, Report Integration & Other business requirement.

People and Talent

• Compliance with all relevant process procedure, guidelines, rules & regulations
• To work and solve problems independently and be able to work in a deadline-oriented environment

Risk Management

• Comply with the relevant Phoenix Risk Management Frameworks and Policies

Governance

• Adherence to mandatory certifications and operational requirements

Regulatory & Business Conduct

• Display exemplary conduct and live by the Group s Values and Code of Conduct.
• Take personal responsibility for embedding the highest standards of ethics, including regulatory and business conduct, across Standard Chartered Bank. This includes understanding and ensuring compliance with, in letter and spirit, all applicable laws, regulations, guidelines and the Group Code of Conduct.
• Lead to achieve the outcomes set out in the Bank s Conduct Principles: [Fair Outcomes for Clients; Effective Financial Markets; Financial Crime Compliance; The Right Environment.] *
• Effectively and collaboratively identify, escalate, mitigate and resolve risk, conduct and compliance matters.

Key Stakeholders

• GBS Management team
• Phoenix Risk team

Other Responsibilities

• Participate in at least 2 days of volunteering per year
• Participate in engagement activities
• Be motivated and actively engage in activities like innovation and automation initiatives
• To hold assigned roles of First Aider / Fire Warden / Business Continuity Planning as a DCC or ADCC as appropriate and discharge the expected responsibilities.

Our Ideal Candidate

• Graduate Degree with 8+ years of relevant experience.
• Risk Certifications from established institutions is recommended, FRM Certified candidates will be preferred
• Any technical Certification in MS Office Advanced tools / SQL / Tableau / SAS/ Python will be preferred

Key competencies

• Prior experience of working with SAS/SQL is required.
• Experience in working in Retail Risk/ Credit Risk vertical with familiarity in MIS/Reporting.
• Experience in Agile ways of working and familiarity with tools like Jira, Confluence, Trello, Slack etc
• Experience in using business intelligence tools (e.g. Domo, Tableau, Data Studio) and data frameworks (e.g. Google Big Query, Big Table, Data Flow)

General Skill Set:

• Strong knowledge in Retail Banking products across asset classes
• Awareness of trading environment, macroeconomic fundamentals, market moves & potential impact on exposures.
• Experience in IFRS 9 and understanding of concepts such as Probability of Default, Loss Given Default, Exposure At Default
• Excellent communication skills - verbal and written
• Ability to work under pressure
• Have excellent attention to detail
• Be able to work in a global team
• Expertise in programming language is not required but good to have
• Working knowledge in MS Excel, Access
• Knowledge about Market and Credit Risk
• Documentation skills
• Working knowledge of the Group s businesses, governance structure and approach to risk management.
• Experience in team admin tasks/cost controller/project accountant role with familiarity to SCB project management standards / tools would be a distinct advantage
• Experience in Agile ways of working

Apply now to join the Bank for those with big career ambitions. To view information on our benefits including our flexible working please visit our career pages . We welcome conversations on flexible working.,

Keyskills :
financesalesltdmisaccountancyms officecredit riskdata qualitymusic makingretail bankingrisk management