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Area Credit Manager

5.00 to 7.00 Years   Navi Mumbai   14 Mar, 2023
Hero Housing Finance Limited
Job LocationNavi Mumbai
EducationNot Mentioned
SalaryNot Disclosed
IndustryBanking / Financial Services
Functional AreaFinance / Accounts / TaxGeneral / Other Software
EmploymentTypeFull-time

Job Description

    Responsibilities- Research and evaluate clients creditworthiness- Create credit scoring models to predict risks- Approve or reject loan requests, based on credibility and potential revenues and losses- Calculate and set interest rates- Negotiate loan terms.- Monitor payments- Maintain records of loan applications- Assist team to manage debt settlements and loan renewals- Ensure all lending procedures comply with regulations- Develop, review and update our companys credit policiesRequirements- Proven work experience as a Credit Manager, Credit Analyst. - Hands-on experience with accounting software- Solid understanding of lending procedures- Excellent analytical skills, with the ability to create and process financial spreadsheets (e.g. in Excel)- Negotiation skills,

Keyskills :
analytical skillssalesunderwritingcreditfinancial justification

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