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Credit Manager _ Mumbai

3.00 to 7.00 Years   Navi Mumbai   01 Dec, 2023
PES HR Services
Job LocationNavi Mumbai
EducationNot Mentioned
SalaryNot Disclosed
IndustryNBFC ( Non Banking Financial Services )
Functional AreaRisk / Underwriting
EmploymentTypeFull-time

Job Description

    WE ARE URGENTLY HIRING FOR CREDIT MANAGER.Minimum 3-4 years of experience in credit management.As the Credit Manager, you will be handling all credit functions and initiatives. You will be responsible for ongoing monitoring and credit reviews of the loan portfolio and recommending action steps based on our risk appetite.Key Responsibilities:
    • Credit appraisals of loan applicants within defined policy guidelines
    • Assessing Credit Worthiness of the potential client by scrutinising the financials, credit history on the basis of documents submitted, market information,reference checks etc
    • Ensuring verification processes are followed in a systematic and timely manner
    • Timely Processing of the proposals to ensures the faster Tat
    • Ensuring adherence to the internal credit policy
    • Providing inputs to bring in best industry practices and revising credit risk policies andguidelines periodically
    • Monitoring the repayment history and taking necessary corrective actions
    • Closely tracking of delinquent customers and learnings from these are implemented for futurecases
    • Appraising deviations basis mitigants, relationship, local market knowledge, etc.
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Keyskills :
credit analysisbusiness loansunsecured loanscredit operationstatcredit riskcredit controlcredit management

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