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Area Collection Manager Gold Loan

10.00 to 14.00 Years   Coimbatore   07 Nov, 2022
CSB Bank Ltd
Job LocationCoimbatore
EducationNot Mentioned
SalaryNot Disclosed
IndustryBanking / Financial Services
Functional AreaSales / BD
EmploymentTypeFull-time

Job Description

    Dear Candidate,Greetings of the day!We are Hiring for Area Collection Manager Gold LoanJob DescriptionResponsibilities :Handle collections for the assigned area and achieve collection targets on various parameters like resolution, flows, credit cost and roll rates (depending on the bucket)2. Ensure that the NPAs are kept within assigned budget and active efforts are made to minimize it.3. Increase the fee income / revenue and develop initiatives to control and reduce the amount of vendor payouts4. Conduct asset verifications and possession as per SARFESI / Section 9 process through court receivers.5. Track & control the delinquency of the area (Bucket & DPD wise) and focus on nonstarters6. Ensure customer satisfaction by ensuring quick resolution of customer issues within specified TAT7. Build relationships with key clients to ensure timely collections are made and monitor defaulting customers by ensuring regular follow with critical/complex customers to identify reasons for defaulting8. Represent the organization in front of legal/ statutory bodies as required by the legal team and ensure that the collection team adheres to the legal guidelines provided by the law in force9. Allocate work to the field executives and ensure that all the agencies in the location perform as per defined SLA, ensuring payments and audit receipts get deposited within the defined SLA.10. Ensure that there is adequate Feet on Street availability area-wise /bucket-wise/ segment-wise and obtain daily updates from all collection executives on delinquent portfolio & initiate detailed account level review of high-ticket accounts11. Ensure compliance to all Audit / Regulatory bodies as well as policies and procedures of the companyPost Graduate/ Graduate in any disciplineRegards,HR Team

Keyskills :
salessales strategydealer management

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