Urgent Opening For Credit Manager (Female) Agri Business Group

Job Description

Dear Candidates,Greeting of the day!We have an urgent opening for Credit Manager (Female) Agri Business GroupCredit Manager Agri Business GroupDepartment Commercial Banking Agri Business Group: CreditNumber of Positions 01Reporting Relationships Credit Manager Position Grade Manager (M3)RoleFunctionGradeLocationNo. of PositionCredit ManagerAgriM3Chandigarh1Credit ManagerAgriM3Delhi1Credit ManagerAgriM3Jaipur1Job Role

• Strong domain knowledge in Credit - Working capital assessment and Term loans.
• Handling all types of working capital, Commodity Finance and Project / term loans.
• Credit appraisal including financial analysis to understand solvency, liquidity position, repayment capacity of the entity, preparation of appraisal notes, credit checks, etc.
• Assessing the credit risk basis geography, commodity, and security offered references and financials as well as facility structure.
• Proactively developing enterprise-wide risk management strategies and practices for various agri products
• Understanding on various operational, legal, market and segmental risk pertaining to agribusiness
• Delinquency management along with business.
• Works in a fast-paced office environment. Expected to travel to customer locations on short notice to conduct meeting.

Job Requirements:

• Chartered Accountant with at least 3- 4 years of experience in Credit.
• Should be good at appraising financial statements of SME & Agri-proposals.
• Sound analytical skills and industry knowledge.
• Local candidate of Chandigarh will be preferred.

Interested candidates can share their CV on***********@kotak.com or ***********@kotak.com

Keyskills :
bankingriskfinancial statementscreditanalytical skillsdelinquency managementcommodity financerisk managementcredit appraisalfinanceagri financeagribusinesscredit risksmecommercial bankingworking capitalunderwritingfinancial analysisrisk