AVP ECM Valuations

Job Description

Job Title : AVP ECM Valuations Location : NoidaAbout Barclays Barclays is a British universal bank. We are diversified by business, by different types of customers and clients, and by geography. Our businesses include consumer banking and payments operations around the world, as well as a top-tier, full service, global corporate and investment bank, all of which are supported by our service company which provides technology, operations and functional services across the Group.Risk and Control Objective Ensure that all activities and duties are carried out in full compliance with regulatory requirements, Enterprise Wide Risk Management Framework and internal Barclays Policies and Policy Standards.Dynamic Working Our dynamic working programme has been set up to help Barclays colleagues achieve an optimal work/life balance. Arrangements we offer range from working at home and changing regular hours to taking career breaks. Our Dynamic Working initiatives support colleagues at all stages of their lives, helping them with parenthood, caring, further studies and hobbies Dynamic working gives everyone at Barclays the opportunity to integrate professional and personal lives. If you have a need for flexibility, then please discuss this with the Hiring Manager.This role will be accountable for financial valuations and scenario modelling of business decisions for all asset growth and customer engagement programs such as Balance Transfers, Money Transfers, Spend Stimulation, Dormancy re-engagement, Instalment plan, High Value Transaction offers etc. The candidate will need to apply new financial modelling approaches and explore automation opportunities in order to transform valuation methods. The candidate will also help in designing future risk-reward decision frameworks and deliver value add analysis whilst adhering to the governance framework in order to support the growth ambitions of UK Cards. The candidate is expected to support a culture of sharing best practices across geographies and challenging the status quo in an effective manner. The above would use UK Credit Cards, UK retail bank and other external data sources and would result in decision optimisation for 5bn of asset generation and 300m of PBT annually.We are looking for an individual who is passionate & has real world experience of advanced analytical methods, in particular the applications in various aspects of decision optimisation and have applied these techniques on consumer focused businesses or other mass data environments (Examples include consumer banking, credit cards, retail, travel, technology industry). An understanding of the various revenue & cost levers in the Unsecured borrowing domain is preferred.What will you be doing Use Advanced Analytics to build and enhance financial valuations Present and communicate results to influence wide-ranging stakeholders Influence scenario planning and identify resilience gaps for capital investments Enhance internal data mining assets & methods Identify new enhancement opportunities in data sources & toolkit to utilise for financial valuations Explore use of Machine Learning to improve predictive power and accuracy of valuationsLimit Management & Customer engagement valuations: Delivery of Limit Management and Customer Engagement valuations for the UK Cards portfolio. Bespoke strategy driven analysis for various offers, risk actions, policy changes or COVID19 impact etc. Ensuring strong stakeholder management by managing regular interaction and efficient deliveryValuations framework and Governance: Leading all IVU related communication and establishing a smooth channel of communication with IVU to ensure the expectations are aligned at all times. Ensuring all the documentation are complete and updated to meet IVU expectations Carry out regular reviews and enhancement to the P&L framework to support pricing principles Setting up control environment for Pricing Models for Existing Customer Management Perform regular back testing, explain the deviations and incorporate any material learnings into the Risk & Rewards Model for ECM.What we re looking for:Knowledge of Unsecured Lending - Knowledge of regulatory and market trends, commercial drivers and products within the consumer finance industry Understanding of financial and managerial accounting; knowing the way around a P&L. Strong Commercial acumen - Understand and apply Value Based Management techniques and methodologies, Problem solver with analytical skillsSkills that will help you in the role:Deep knowledge of regulator, market trend and competitor trends within the consumer financial services industry Analytics experience in credit cards, retail banking or other mass customer focused business to drive profit growth or manage risk/costs in the business Familiarity of using supervised modelling methods (such as Regression) in commercial environment for financial estimation. Ability to consolidate and analyse complex data in order to build automation. Solid hands on programming experience with following standard data mining tools, SAS/SQL, Python, R. Ability to package ideas and results in a logical, understandable and compelling way for both technical and non-technical audiences. Bachelors Degree in a quantitative field (Mathematics, Statistics, Machine Learning, Computer Science, Engineering etc.)Where will you be working NoidaBe More at Barclays At Barclays, each day is about being more as a professional, and as a person. Be More @ Barclays represents our core promise to all current and future employees. It s the characteristic that we want to be associated with as an employer, and at the heart of every employee experience. We empower our colleagues to Be More Globally Connected, working on international projects that improve the way millions of customers handle their finances. Be More Inspired by working alongside the most talented people in the industry, and delivering imaginative new solutions that are redefining the future of finance. Be More Impactful by having the opportunity to work on cutting-edge projects, and Be More Valued for who you are. Interested and want to know more about Barclays Visit home.barclays/who-we-are/ for more details.Our Values Purpose and Values We deploy finance responsibly to support people and businesses, acting with empathy and integrity, championing innovation and sustainability, for the common good and the long term. Our values underpin everything we do: Respect, Integrity, Service, Excellence and Stewardship.Respect We harness the power of diversity and inclusion in our business, trust those we work with, and value everyones contribution.Integrity We operate with honesty, transparency and fairness in all we do.Service We act with empathy and humility, putting the people and businesses we serve at the centre of what we do.Excellence We champion innovation, and use our energy, expertise and resources to make a positive difference.Stewardship We prize sustainability, and are passionate about leaving things better than we found them.Our Diversity We aim to foster a culture where individuals of all backgrounds feel confident in bringing their whole selves to work, feel included and their talents are nurtured, empowering them to contribute fully to our vision and goals.Our Benefits Our customers are unique. The same goes for our colleagues. Thats why at Barclays we offer a range of benefits, allowing every colleague to choose the best options for their personal circumstances. These include a competitive salary and pension, health care and all the tools, technology and support to help you become the very best you can be. We are proud of our dynamic working options for colleagues. If you have a need for flexibility, then please discuss this with us.,

Keyskills :
retail bankingrisk management frameworkcomputer sciencemachine learningcustomer focusprofit growthrisk managementmoney transfersdata miningconsumer banking