skillindiajobs
Register for Job
Hyderabad Jobs
Banglore Jobs
Chennai Jobs
Delhi Jobs
Ahmedabad Jobs
Mumbai Jobs
Pune Jobs
Vijayawada Jobs
Gurgaon Jobs
Noida Jobs
Oil & Gas Jobs
Banking Jobs
Construction Jobs
Top Management Jobs
IT - Software Jobs
Medical Healthcare Jobs
Purchase / Logistics Jobs
Sales
Ajax Jobs
Designing Jobs
ASP .NET Jobs
Java Jobs
MySQL Jobs
Sap hr Jobs
Software Testing Jobs
Html Jobs
IT Jobs
Logistics Jobs
Customer Service Jobs
Airport Jobs
Banking Jobs
Driver Jobs
Part Time Jobs
Civil Engineering Jobs
Accountant Jobs
Safety Officer Jobs
Nursing Jobs
Civil Engineering Jobs
Hospitality Jobs
Part Time Jobs
Security Jobs
Finance Jobs
Marketing Jobs
Shipping Jobs
Real Estate Jobs
Telecom Jobs

Area Credit Manager

1.00 to 6.00 Years   Delhi   28 Jun, 2023
Topgear Consultants Private Limited
Job LocationDelhi
EducationNot Mentioned
SalaryNot Disclosed
IndustryRecruitment Services
Functional AreaGeneral / Other Software
EmploymentTypeFull-time

Job Description

    Job descriptionRoles and ResponsibilitiesKey Resposibilities: -
    • Credit Appraisal Underwriting of Unsecured Business Loan files as analysing applicants financial status and credit evaluations to determine feasibility of granting loans with preparing of Credit Approval Memo (CAM).
    • Meeting with applicants (Personal Discussion) to obtain information for loan applications and analysing the financial situation of the client through business place visits.
    • Pre and post sanction credit risk compliance.
    • Handling the complete Credit & Backend process at branch level and train the resources regarding Credit, Operations and Sales documentation part.
    • Active engagement with 3rd party vendors and track completion of all necessary verifications checks related to the loan application within the required turn around.
    • Ensuring maintenance of TAT for UBL proposals at an acceptable level.
    • Managing overall credit and risk functions for the areas/locations assigned to him/her.
    • To facilitate business team, achieve monthly/annual business targets.
    • To ensure adherence to credit policy and defined processes.
    • Inputs for designing and implementation of credit policy and programmes, new initiatives, periodical changes in credit policy and programmes based on the inputs provided by sales team and market feedback, providing inputs on product and policy being followed by competitors in the market.
    • To maintain the Portfolio Quality & being responsible for collections, delinquency. Responsible for controlling delinquencies through portfolio review especially monitoring non-starters.
    • Coordination with Operations team for disbursal, OTC and PDD process.
    • Hiring of credit resources as per manpower budgeting, attrition management and performance management.
    • To ensure audit compliance and regulatory compliance for his/her location/area.
    • To take reference checks for prospective borrowers from market links and existing lenders.
    • Coordinating for training programs for credit/sales team.
    • MIS management for his vertical.
    Desired Candidate ProfileEducation Qualifications:-Preferable CA/MBA FinanceMinimum 2-5 years experience in credit, preferably in SME or Unsecured Business loans

Keyskills :
credit evaluationcredit analysis

APPLY NOW

Area Credit Manager Related Jobs

© 2020 Skillindia All Rights Reserved