AVP Credit Management

Job Description

Job Title : AVP Credit ManagementLocation: NoidaAbout BarclaysBarclays is a British universal bank. We are diversified by business, by different types of customers and clients, and by geography. Our businesses include consumer banking and payments operations around the world, as well as a top-tier, full service, global corporate and investment bank, all of which are supported by our service company which provides technology, operations and functional services across the Group.Risk and Control ObjectiveTake ownership for managing risk and strengthening controls in relation to the work you doWorking FlexiblyWere committed to providing a supportive and inclusive culture and environment for you to work in. This environment recognises and supports ways to balance your personal needs, alongside the professional needs of our business. Providing the opportunity for all our employees, globally to work flexibly empowers each of us to work in a way that suits our lives as well as. enabling us to better service our customers and clients needs. Whether you have family commitments or youre a carer, or whether you need study time or wish to pursue personal interests, our approach to working flexibly is designed to help you balance your life. If you would like some flexibility, then please discuss this with the hiring manager, and your request will be reviewed subject to business needs.Hybrid WorkingStructured Hybrid RoleAt Barclays, we offer a hybrid working experience that blends the positives of working alongside colleagues at our onsite locations, together with working from home. We have a structured approach where colleagues work at an onsite location on fixed, anchor, days of the week, for a minimum of two days a week or more, as set by the business area (or nearest equivalent if working part-time hours). Please discuss the working pattern requirements for the role you are applying for with the hiring manager. Please note that as we continue to embed our hybrid working environment, we remain in a test and learn phase, which means that working arrangements may be subject to change on reasonable notice to ensure we meet the needs of our business.Introduction Providing best in class analytics, transforming high level requests into focussed and specific analysis Identifying new opportunities for enhancing/streamlining services Formulating opportunities into proposals, sharing with manager and implementing Maintenance of credit criteria, models and strategies Maintenance of control monitoring and documentation of processes, procedures and strategies in relation to credit management Working effectively with peers and management team to achieve shared business objectives Presenting and communicating results to Senior Management and driving stakeholder discussionsWhat will you be doing Providing best in class analytics, transforming high level requests into focussed and specific analysis Responsible for monthly BAU reporting and control activity Working effectively with peers and management team to achieve shared business objectives Presenting and communicating results to Senior Management and driving stakeholder discussions Identifying new opportunities for enhancing/streamlining services Formulating opportunities into proposals, sharing with the manager and implementing Maintenance of credit criteria, models and strategiesWhat Were Looking For Understanding of the appropriate Credit Risk policies and standards Good relationship and stakeholder management skills - the jobholder will be required to build and maintain effective working relationships across the Risk Function, Germany team and wider Risk Function. Strong influencing and communication skills - be able to communicate complex concepts to a wide audience. Strong evidence of coordinated planning and delivery of planned activity.Skills That Will Help You In The Role Bachelors Degree in an empirical discipline (e.g. Computer Science, Economics, Maths, Physics, etc.) Working knowledge of consumer financial products Comprehensive knowledge and effective use of analytical tools including SQL and SAS. Proficient in Microsoft Excel, Word and PowerPoint Strong interpersonal skills, oral and written communication skills with ability to translate insight into a coherent story Ability to generate insights from data, assess the commercial / financial impact and recommend action, to find innovative ways to solve analytical problems and the ability to deliver accurate results within tight deadlines Strong attention to detail, and a real commitment to delivering high quality outputs which are right first time Working knowledge and experience of consumer banking gained at a Bank or Financial Institution Working knowledge and experience of credit risk management in consumer lending gained at a Bank or Financial Institution Local and international market knowledge in consumer financeWhere will you be working NoidaBe More at BarclaysAt Barclays, each day is about being more as a professional, and as a person. Be More @ Barclays represents our core promise to all current and future employees. Its the characteristic that we want to be associated with as an employer, and at the heart of every employee experience. We empower our colleagues to Be More Globally Connected, working on international projects that improve the way millions of customers handle their finances. Be More Inspired by working alongside the most talented people in the industry, and delivering imaginative new solutions that are redefining the future of finance. Be More Impactful by having the opportunity to work on cutting-edge projects, and Be More Valued for who you are.Interested and want to know more about Barclays Visit home.barclays/who-we-are/ for more details.Purpose, Values and MindsetWe deploy finance responsibly to support people and businesses, acting with empathy and integrity, championing innovation and sustainability, for the common good and the long term.Our values underpin everything we do: Respect, Integrity, Service, Excellence and Stewardship.RespectWe harness the power of diversity and inclusion in our business, trust those we work with, and value everyones contribution.IntegrityWe operate with honesty, transparency and fairness in all we do.ServiceWe act with empathy and humility, putting the people and businesses we serve at the centre of what we do.ExcellenceWe champion innovation, and use our energy, expertise and resources to make a positive difference.StewardshipWe prize sustainability, and are passionate about leaving things better than we found them.Our Mindset shapes how we take action, living by our Values, driven by our Purpose, always with our customers and clients at the heart of what we do; our Mindset is to Empower, Challenge and Drive.EmpowerTrust and support each other to deliver. Make decisions with those closest to the topic. Include diverse perspectives. Celebrate success and learn from failure.ChallengeQuestion whether things can be done better. Use insights based on data to inform decisions. Be curious about how we can adapt and improve. Speak up and be open to alternative viewpoints.DriveFocus on outcomes. Deliver with pace. Be passionate and ambitious about what we do. Take personal responsibility. Actively build collaborative relationships to get things done,

Keyskills :
SQLSASMicrosoft ExcelMicrosoft WordMicrosoft PowerPointAnalytical SkillsInterpersonal SkillsCommunication SkillsCredit Risk ManagementConsumer BankingMarket Knowledge