Credit Manager

Job Description

Job DescriptionCredit Manager - hidden_mobile0DescriptionJob Title: Credit ManagerLocation: NoidaRisk and Control ObjectiveEnsure that all activities and duties are carried out in full compliance with regulatory requirements, Enterprise Wide Risk Management Framework and internal Barclays Policies and Policy Standards.Working FlexiblyWere committed to providing a supportive and inclusive culture and environment for you to work in. This environment recognises and supports ways to balance your personal needs, alongside the professional needs of our business. Providing the opportunity for all our employees, globally to work flexibly empowers each of us to work in a way that suits our lives as well as enabling us to better service our customers and clients needs. Whether you have family commitments or youre a carer, or whether you need study time or wish to pursue personal interests, our approach to working flexibly is designed to help you balance your life.If you would like some flexibility, then please discuss this with the hiring manager.Introduction:
• The purpose of the Wholesale Credit Risk Credit Analysis team is to contribute towards building sound quality asset portfolio and a strong risk culture while ensuring that the credit review and recommendation process remains responsive to the customer needs
• Assess customers business and/or transaction structure through the analysis of business, transactional, market and credit risks associated with the provision of the Banks products and services to the customer
• The role works in close collaboration with colleagues within Wholesale Credit Risk sanctioning and Business teams. Ensure credit proposals are complete in terms of information and relevance so as to enable Credit Sanctioning teams to make timely and informed decisions
• Proactively manage the risk of the designated portfolio by periodic review, monitoring trends in key credit aspects and take immediate corrective action on breaches or downturn in quality by taking up with client/Coverage/Risk Sanctioning teams
• Ensure ongoing adherence to risk policies ad guidelines
• They will also need to drive a culture of continuous improvement and maintain an effective working relationship with stakeholders across functions and locations.
What will you be doing Provide best-in-class analysis (70%)
• Transform high-level requests into focussed and specific analysis by deep dive analysis
• Structure lending proposals based on observations/ knowledge of client and industry risks
• Prepare well- reasoned & succinct credit proposals highlighting key risks and mitigants to enable decision making
Improve Internal Processes (10%)
• Identify new opportunities for enhancing/ streamlining the process services
• Formulate opportunities into proposals, share with the manager and help implement, where applicable
Team Player Activities (10%):
• Work effectively with peers and management team to achieve shared business objectives
• Contribute to the wider colleague agenda of the BI and Wholesale Credit Risk functions in India, as required
Stakeholder Management and Leadership (10%)The key stakeholders of this role will be
• Relationship Directors & Relationship Support Managers
• Risk Sanctioners
• Wholesale Lending & other Operations teams
• Monitoring & Control, ARPT and Data Quality teams
• Control teams
What were looking for:
• CA or MBA (CFA/FRM added advantage)
• Prior experience in corporate credit analysis in a bank or related industry
• Ability to generate insights from data and information, assess the risk impact and recommend action
• Understanding of financial statements to enable appropriate interpretation of results
• Deep understanding of Corporate Lending products, Opportunity Assessment and Deal Structuring
• Familiarity with Microsoft Excel, Word and PowerPoint
• Conceptual thinking find innovative ways to solve analytical problems
• Ability to deliver accurate results within tight deadlines
• Team work Commitment and ability to work with cross-functional teams
• Strong interpersonal skills
• Oral and written communication skills with ability to translate insight into a coherent story
Skills that will help you in the role:
• Knowledge of UK GAAP and IFRS
• Awareness of legislation affecting the Bank and customers (including the Data Protection Act, Companies Act, Insolvency Act, Financial Services Act, Money Laundering and confidentiality regulations, Sarbanes Oxley and Basel).
Where will you be working NoidaEmail id: hidden_email_1

Keyskills :
credit managementcredit analysiscredit riskmba