Senior Credit Analyst - FinTech

2.00 to 5.00 Years Delhi 17 Oct, 2022

Job Location	Delhi
Education	Not Mentioned
Salary	Not Disclosed
Industry	Recruitment Services
Functional Area	Finance / Accounts / Tax
EmploymentType	Full-time

Job Description

Senior Credit Analyst - Fintech/FinanceWhat We Can Offer You:- Young and fast-growing company with a healthy work-life balance- Great culture based on the following core values- Courage- Transparency- Ownership- Commitment- Celebration- Lean structure and no micromanaging. You get to own your work- The company just turned one so you get a seat on a rocketship thats just taking off!- High focus on Learning & Development and monetary support for relevant upskilling- Competitive compensation along with equity ownership for wealth creationWhat Youll Do:- Evaluating the creditworthiness of potential leasing and financing partners- Risk assessment of potential and existing partners, based on research and evaluation of financial, operational and other parameters- Discuss the outcome of the credit evaluation process for every new / existing partner with the Credit Committee, Investor Committee. Highlight observations, red flags and key issues along with the decision rationale.- Prepare detailed credit memo comprising business overview, deal summary, key observations, red flags and decision rationale based on credit evaluation conducted on the leasing/ inventory financing partner- Evaluate timely collections from existing partners by tracking and collating information from different departments and highlighting cases of delayed payments to the BD team- Monitor portfolio of existing partners periodically based on their most recent financial and operational information- Perform ad hoc analysis and projects as requested depending on the needs of the business- Work with the external aggregator platforms to develop and build relation with them and to evaluate deals routed to us by such other aggregator / financing platforms- Continuously develop and polish skills useful for the role by attending trainings, informative webinars etc.- We are looking for an experienced CA / MBA with 2 to 5 years of experience in the field of Credit evaluation / Financial analysis / Portfolio Monitoring.Your Superpowers:- Chartered accountancy / MBA with 2+ years of relevant post-qualification experience.- Experience in analysing financial information such as financial statements, MIS, operational KPIs, etc. including but not limited to analysis based on financial ratios.- Excellent verbal and written communication abilities across all level of an organization- Dedicated individual with a zeal to drive and achieve results- Advanced Microsoft Excel skills. Experience with other financial systems,

Keyskills :
creditcredit analysiscredit riskriskfinancial statementsred flagsmicrosoft excelrisk assessment

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Senior Credit Analyst - FinTech

Job Description

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