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Urgent Hiring for Credit Manager-Vehicle Finance

2.00 to 7.00 Years   Delhi   03 Feb, 2023
Job LocationDelhi
EducationNot Mentioned
SalaryRs 4.0 - 7 Lakh/Yr
IndustryNBFC ( Non Banking Financial Services )
Functional AreaRisk / Underwriting
EmploymentTypeFull-time

Job Description

    Designation:- Credit Manager-Vehicle FinanceJob description
    • Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan.
    • Verifying the promoters track record & ascertaining their credit worthiness.
    • Analysis of the financial statements of the prospective customer to identify the short term & long term solvency & liquidity position To ensure Bounce Rate and Delinquency are within acceptable standards.
    • Monitor and enforce approval rate and TAT as per prescribed standards.
    • Monitor and ensure that monthly Branch audit score is satisfactory. Vendor Management.
    • To conduct customer meeting to evaluate credit proposal PDD Tracking and closure Compliance to repayment instrument replenishment to ensure regular repayment of EMI
    Roles and Responsibilities
    • Manage credit quality and control delinquencies, frauds.
    • Monitoring Performance Managing performance in terms of key drivers i.e. Loses / Portfolio quality parameters Cost of credit administration Employee Productivity Strong inter-personal skills which encourages and promotes enthusiasm and team spirit.

Keyskills :
credit underwritingcredit analysiscredit controlcredit riskunderwriting

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