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Branch Credit Manager-Mortgages

3.00 to 8.00 Years   Hyderabad   01 Feb, 2023
Shree Balaji Employment Services Pvt Ltd
Job LocationHyderabad
EducationNot Mentioned
SalaryRs 3.0 - 7 Lakh/Yr
IndustryBanking / Financial Services
Functional AreaRisk / Underwriting
EmploymentTypeFull-time

Job Description

    Dear Candidate, We have opportunity with Leading NBFC Company for the profile of Branch Credit Manager. Please find below details and revert on priority basis.Position- Branch Credit Manager- MortgageProduct- MortgagesPackage- Up to 7.0 LPAExperience- Minimum2Year of underwritingQualification- Any Graduation(Full time)Locations:- Kukatpally, Mahbubnagar, Suryapet
    1. Underwriting of Loan Applications for Home Loans and Mortgage Loans from Salaried and Self Employed profile all branches of South India adhering to the policies and guidelines laid by the company.
    2. High levels of quality of underwriting to be maintained and applications to be processed within the prescribed timelines.
    3. To conduct Tele PD with Salaried as well as Self Employed customer and to understand about the profile of the salaried customer and understand about the business, his financials
    4. Ability to build high quality retail portfolio. Co ordination with other internal verticals which includes Sales, Operations, Non CPU Credit Team at branches.
    5. Co ordination and follow up with external vendors for PD reports, FI reports and to ensure reports are received and updated as per the timelines.
    6. Ability to understand the customer requirements and to structure the loan application best suited program according to the profiles.
    7. Ensure the successful adoption of internal compliances & regulatory framework across the business.
    8. Coordinate with internal audit and regulatory audit regarding their various requirements and address their concerns on aspects of credit policies and procedures and their implementation.
    Basic Requirements:Minimum qualification should be Graduation and should have minimum 2 years of experience in Credit Underwriting of Home Loans/Mortgage in banks/NBFC

Keyskills :
mortgagehome loanslapunderwritingcreditloan against property

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