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Credit Manager - CV & CE

5.00 to 10.00 Years   Hyderabad   17 Feb, 2023
Job LocationHyderabad
EducationNot Mentioned
SalaryNot Disclosed
IndustryBanking / Financial Services
Functional AreaRecruitment
EmploymentTypeFull-time

Job Description

    Job DescriptionJob Purpose:Credit appraisal including financial analysis to understand the solvency, liquidity position and repayment capacity of the entity, preparation of appraisal notes, credit checks etc. Ensure Adherence to Approved process, policies and manuals of the department, Ensure RBI and internal compliance matrixes are adhered toJob Responsibilities:(1) Assessment of Credit Risk and Evaluation of CE Loan Proposals.(2) To align decision making with business requirements without compromising on quality of decision making or compromising on laid down policies by engaging in regular discussions with the business teams.(3)Ensuring compliance for the purpose of monitoring post-disbursement. Cost, and Loan Covenants Monitoring Making a comparison and reporting (findings) that match the predictions(4) Identify account characteristic patterns which display distress(5) Maintaining credit TAT(6) Any other credit related activities assigned by HOD credit.

Keyskills :
credit analysischartered accountancy

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